/* The Mortgage Point. Tokens from _work/design-plan.md */

@font-face { font-family: 'Urbanist'; src: url('../fonts/urbanist.woff2') format('woff2'); font-weight: 100 900; font-display: swap; }
@font-face { font-family: 'Atkinson Next'; src: url('../fonts/atkinson-next.woff2') format('woff2'); font-weight: 200 800; font-display: swap; }
/* Atkinson's zero is slashed; take the figures from Urbanist instead */
@font-face { font-family: 'Atkinson Next'; src: url('../fonts/urbanist.woff2') format('woff2'); font-weight: 200 800; font-display: swap; unicode-range: U+0030-0039; }
@font-face { font-family: 'Caveat'; src: url('../fonts/caveat.woff2') format('woff2'); font-weight: 400 700; font-display: swap; }
@font-face { font-family: 'Urbanist Fallback'; src: local('Arial'); font-weight: 100 550; size-adjust: 97.7%; ascent-override: 97.2%; descent-override: 25.6%; line-gap-override: 0%; }
@font-face { font-family: 'Urbanist Fallback'; src: local('Arial Bold'), local('Arial-BoldMT'); font-weight: 551 900; size-adjust: 96%; ascent-override: 98.9%; descent-override: 26%; line-gap-override: 0%; }
@font-face { font-family: 'Atkinson Fallback'; src: local('Arial'); font-weight: 100 550; size-adjust: 98.5%; ascent-override: 99.9%; descent-override: 32%; line-gap-override: 0%; }
@font-face { font-family: 'Atkinson Fallback'; src: local('Arial Bold'), local('Arial-BoldMT'); font-weight: 551 900; size-adjust: 96.7%; ascent-override: 101.7%; descent-override: 32.6%; line-gap-override: 0%; }
@font-face { font-family: 'Caveat Fallback'; src: local('Arial'); size-adjust: 75.8%; ascent-override: 126.7%; descent-override: 39.6%; line-gap-override: 0%; }

:root {
  --sky: #87C0D7;
  --steel: #538FB0;
  --steel-deep: #3A7395;
  --ink: #262C30;
  --slate: #535353;
  --paper: #F3F8FA;
  --mist: #DCEBF2;
  --white: #fff;
  --glow: #FFF4D2;

  --f-display: 'Urbanist', 'Urbanist Fallback', Arial, sans-serif;
  --f-body: 'Atkinson Next', 'Atkinson Fallback', Arial, sans-serif;
  --f-hand: 'Caveat', 'Caveat Fallback', 'Comic Sans MS', cursive;

  --r: 3px;          /* surfaces: 16 mod 5 = 1, slight */
  --r-btn: 0px;      /* buttons: 3 mod 3 = 0, square */
  --head-h: 112px;
  --wrap: 1320px;
  --gut: clamp(20px, 4vw, 48px);
  --sec: clamp(72px, 10vh, 120px);
  --media-cap: min(76vh, 760px);
  --ease: cubic-bezier(.2, .7, .1, 1);
}

*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body { margin: 0; background: var(--paper); color: var(--ink); font-family: var(--f-body); font-size: 1.0625rem; line-height: 1.6; font-weight: 400; overflow-x: clip; }
img, svg { display: block; max-width: 100%; }
img { height: auto; }
a { color: var(--steel-deep); text-underline-offset: 3px; }
a:hover { color: var(--ink); }
h1, h2, h3, h4 { font-family: var(--f-display); font-weight: 800; line-height: 1.08; letter-spacing: -0.02em; margin: 0; color: var(--ink); }
p { margin: 0 0 1em; }
ul, ol { margin: 0; padding: 0; list-style: none; }
figure { margin: 0; }
button { font: inherit; color: inherit; }
:focus-visible { outline: 3px solid var(--steel-deep); outline-offset: 3px; }
.sr-only { position: absolute !important; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; border: 0; }
.skip { position: absolute; left: 16px; top: -60px; z-index: 200; background: var(--ink); color: #fff; padding: 12px 18px; font-weight: 600; transition: top .2s; }
.skip:focus { top: 12px; color: #fff; }
.wrap { width: 100%; max-width: calc(var(--wrap) + var(--gut) * 2); margin-inline: auto; padding-inline: var(--gut); }
.hand { font-family: var(--f-hand); font-weight: 600; }

/* ---------- buttons ---------- */
.btn { position: relative; display: inline-flex; align-items: center; justify-content: center; gap: 10px; min-height: 54px; padding: 15px 28px; border-radius: var(--r-btn); font-family: var(--f-display); font-weight: 700; font-size: 1.0625rem; letter-spacing: .005em; text-decoration: none; border: 2px solid transparent; overflow: hidden; isolation: isolate; cursor: pointer; transition: color .35s var(--ease), border-color .35s var(--ease); white-space: nowrap; }
.btn::before { content: ''; position: absolute; inset: -2px; z-index: -1; transform: scaleX(0); transform-origin: left; transition: transform .45s var(--ease); }
.btn:hover::before, .btn:focus-visible::before { transform: scaleX(1); }
.btn span { position: relative; }
.btn--ink { background: var(--ink); color: #fff; }
.btn--ink::before { background: var(--sky); }
.btn--ink:hover, .btn--ink:focus-visible { color: var(--ink); }
.btn--line { background: transparent; color: var(--ink); border-color: var(--ink); }
.btn--line::before { background: var(--ink); }
.btn--line:hover, .btn--line:focus-visible { color: #fff; }
.btn--sky { background: var(--sky); color: var(--ink); }
.btn--sky::before { background: #fff; }
.btn--sky:hover { color: var(--ink); }
.btn--line-light { color: #fff; border-color: rgba(255,255,255,.85); }
.btn--line-light::before { background: #fff; }
.btn--line-light:hover, .btn--line-light:focus-visible { color: var(--ink); }
.link-arrow { display: inline-flex; align-items: center; min-height: 44px; font-family: var(--f-display); font-weight: 700; color: var(--ink); text-decoration-thickness: 2px; text-decoration-color: var(--sky); }

/* ---------- header ---------- */
.site-head { position: fixed; inset: 0 0 auto; z-index: 100; background: rgba(255,255,255,.97); color: var(--sky); transition: box-shadow .3s; }
.site-head.is-scrolled { box-shadow: 0 6px 30px rgba(38,44,48,.08); }
.site-head__bar { display: flex; align-items: center; gap: 28px; height: var(--head-h); transition: height .35s var(--ease); }
.site-head.is-scrolled .site-head__bar { height: 84px; }
.brand { flex: none; display: block; }
.brand img { height: 92px; width: auto; transition: height .35s var(--ease); }
.site-head.is-scrolled .brand img { height: 68px; }
.site-head__line { position: absolute; left: 0; right: 0; bottom: -5px; width: 100%; height: 10px; color: var(--sky); pointer-events: none; }
.nav { margin-left: auto; transition: opacity .5s ease; }
.js:not(.fonts-in):not(.motion-fail) .nav, .js:not(.fonts-in):not(.motion-fail) .site-head__cta { opacity: 0; }
/* masked headings wait for the web font (site.js caps the wait at 1.5 s), so nothing jumps when it arrives */
.js:not(.fonts-in):not(.motion-fail):not(.reduced) [data-split] { visibility: hidden; }
.site-head__cta { transition: opacity .5s ease, color .35s var(--ease), border-color .35s var(--ease); }
.nav__list { display: flex; align-items: center; gap: 4px; }
.nav__link { position: relative; display: inline-flex; align-items: center; gap: 6px; padding: 12px 12px; font-family: var(--f-display); font-weight: 700; font-size: 1.02rem; color: var(--ink); text-decoration: none; background: none; border: 0; cursor: pointer; }
.nav__link::after { content: ''; position: absolute; left: 12px; right: 12px; bottom: 6px; height: 2px; background: var(--steel); transform: scaleX(0); transform-origin: right; transition: transform .4s var(--ease); }
.nav__link:hover::after, .nav__item.is-current > .nav__link::after, .nav__toggle[aria-expanded="true"]::after { transform: scaleX(1); transform-origin: left; }
.nav__link:hover { color: var(--ink); }
.nav__chev { width: 12px; height: 8px; transition: transform .35s var(--ease); }
.nav__toggle[aria-expanded="true"] .nav__chev { transform: rotate(180deg); }
.nav__item--drop { position: static; }
.drop { position: absolute; left: 50%; top: calc(100% - 4px); width: min(1080px, calc(100vw - 48px)); transform: translateX(-50%); background: #fff; border-radius: var(--r); box-shadow: 0 30px 70px rgba(38,44,48,.18); padding: 22px; visibility: hidden; opacity: 0; clip-path: inset(0 0 100% 0); transition: clip-path .5s var(--ease), opacity .3s, visibility 0s .5s; }
.nav__item--drop.is-open .drop { visibility: visible; opacity: 1; clip-path: inset(0 0 0 0); transition: clip-path .55s var(--ease), opacity .3s, visibility 0s; }
.drop__grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)) minmax(0, 1.05fr); gap: 14px; }
.drop__protect { grid-column: 4; grid-row: 1 / span 2; }
.drop__card--protect { display: flex; flex-direction: column; height: 100%; background: var(--mist); padding: 10px 10px 14px; }
.drop__card--protect .drop__img { flex: 1; aspect-ratio: auto; min-height: 120px; }
.drop__sub { display: block; margin-top: 2px; color: var(--slate); font-size: .95rem; }
.drop__card { display: block; text-decoration: none; color: var(--ink); border-radius: var(--r); }
.drop__img { display: block; aspect-ratio: 16 / 9; border-radius: var(--r); overflow: hidden; }
.drop__img img { width: 100%; height: 100%; object-fit: cover; transition: transform .7s var(--ease); }
.drop__card:hover .drop__img img { transform: scale(1.07); }
.drop__title { display: block; margin-top: 10px; font-family: var(--f-display); font-weight: 700; font-size: 1.1rem; }
.drop__card.is-current .drop__title { color: var(--steel-deep); }
.drop__card .drop__img, .drop__card .drop__title { opacity: 1; transform: none; }
.nav__item--drop.is-open .drop__card { animation: dropIn .6s var(--ease) both; }
.nav__item--drop.is-open li:nth-child(2) .drop__card { animation-delay: .04s; }
.nav__item--drop.is-open li:nth-child(3) .drop__card { animation-delay: .08s; }
.nav__item--drop.is-open li:nth-child(4) .drop__card { animation-delay: .12s; }
.nav__item--drop.is-open li:nth-child(5) .drop__card { animation-delay: .16s; }
.nav__item--drop.is-open li:nth-child(6) .drop__card { animation-delay: .2s; }
@keyframes dropIn { from { opacity: 0; transform: translateY(14px); } to { opacity: 1; transform: none; } }
.drop__note { margin: 18px 0 0; padding-top: 14px; border-top: 1px solid var(--mist); color: var(--slate); font-size: 1rem; }
.drop__note .hand { color: var(--steel-deep); font-size: 1.35rem; margin-right: 4px; }
.site-head__cta { flex: none; min-height: 50px; padding: 12px 22px; }
.burger { display: none; flex: none; width: 52px; height: 52px; margin-left: auto; border: 2px solid var(--ink); background: #fff; border-radius: var(--r-btn); cursor: pointer; position: relative; }
.burger span { position: absolute; left: 13px; right: 13px; height: 2px; background: var(--ink); transition: transform .35s var(--ease), top .35s var(--ease); }
.burger span:first-child { top: 19px; }
.burger span:last-child { top: 29px; }
.burger[aria-expanded="true"] span:first-child { top: 24px; transform: rotate(45deg); }
.burger[aria-expanded="true"] span:last-child { top: 24px; transform: rotate(-45deg); }

.mmenu { position: fixed; inset: 0; z-index: 90; background: var(--sky); padding: calc(var(--head-h) + 12px) var(--gut) 28px; overflow-y: auto; }
.mmenu[hidden] { display: none; }
.mmenu__inner { min-height: 100%; display: flex; flex-direction: column; gap: 28px; }
.mmenu__list > li { border-bottom: 1.5px solid rgba(38,44,48,.18); }
.mmenu__list a, .mmenu__toggle { display: flex; align-items: center; justify-content: space-between; width: 100%; padding: 14px 0; font-family: var(--f-display); font-weight: 800; font-size: 1.6rem; color: var(--ink); text-decoration: none; background: none; border: 0; text-align: left; cursor: pointer; }
.mmenu__toggle svg { width: 16px; height: 11px; transition: transform .3s; }
.mmenu__toggle[aria-expanded="true"] svg { transform: rotate(180deg); }
.mmenu__sub { padding: 0 0 14px 14px; }
.mmenu__sub a { font-size: 1.2rem; font-weight: 700; padding: 9px 0; }
.mmenu__foot { margin-top: auto; display: grid; gap: 14px; }
.mmenu__phone { display: inline-flex; align-items: center; min-height: 44px; font-family: var(--f-display); font-weight: 700; font-size: 1.15rem; color: var(--ink); }
html.menu-open { overflow: hidden; }

main { padding-top: var(--head-h); }

/* ---------- shared section bits ---------- */
.sec-head { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 24px 64px; align-items: end; margin-bottom: clamp(32px, 5vh, 56px); }
.sec-title { font-size: clamp(2rem, 3.5vw, 3.5rem); display: flow-root; }
.sec-lede { font-size: 1.2rem; line-height: 1.55; color: var(--slate); margin: 0; }
.sec-head .sec-lede { padding-bottom: 6px; }

/* masked line reveals (SplitText) */
.split-line { display: block; overflow: clip; padding: .2em .15em .5em; margin: 0 -.15em -.7em; }
.split-line:first-child { margin-top: -.2em; }
.split-line:last-child { margin-bottom: -.5em; }

/* duotone photography: whites to sky, blacks to ink */
.duo { position: relative; display: block; background: #A9D2E3; overflow: hidden; isolation: isolate; }
.duo img { width: 100%; height: 100%; object-fit: cover; mix-blend-mode: multiply; filter: grayscale(1) contrast(1.08) brightness(1.05); }
.duo::after { content: ''; position: absolute; inset: 0; background: var(--ink); mix-blend-mode: lighten; pointer-events: none; }

.frame { position: relative; isolation: isolate; }
.frame::before { content: ''; position: absolute; inset: 16px -16px -16px 16px; border: 2px solid var(--steel); border-radius: var(--r); z-index: -1; }
.frame__img { border-radius: var(--r); }
.frame__tag { position: absolute; left: 22px; bottom: -22px; display: inline-flex; align-items: center; gap: 8px; padding: 6px 16px 6px 10px; background: #fff; border-radius: var(--r); box-shadow: 0 10px 30px rgba(38,44,48,.14); color: var(--ink); }
.frame__tag .hand { font-size: 1.55rem; line-height: 1; }
.pin-ico { width: 26px; height: 35px; color: var(--sky); flex: none; }

.stars { display: block; width: 102px; height: 18px; flex: none; }
.stars path { fill: var(--steel); }
.stars--tp rect { fill: #00B67A; }
.stars--tp path { fill: #fff; }

/* ---------- hero ---------- */
.hero { position: relative; height: calc(100svh - var(--head-h)); min-height: 600px; overflow: clip; background: linear-gradient(#A2CFE1, #87C0D7 62%, #80BAD1); }
.scene { position: absolute; inset: 0; width: 100%; height: 100%; }
.hero__grain { position: absolute; inset: 0; pointer-events: none; opacity: .18; mix-blend-mode: soft-light; background-image: url('../img/grain.png'); background-size: 160px; }
.hero__copy { position: relative; z-index: 2; padding-top: clamp(28px, 7vh, 88px); pointer-events: none; }
.hero__copy > * { pointer-events: auto; }
.hero__title { font-size: clamp(2.5rem, 5.1vw, 5.4rem); line-height: 1.02; letter-spacing: -0.03em; max-width: 15.5em; display: flow-root; text-wrap: balance; }
.nw { white-space: nowrap; }
.pin-o { position: relative; display: inline-block; color: transparent; }
.pin-o__mark { position: absolute; left: 50%; top: .33em; width: .6em; height: .81em; margin-left: -.3em; color: var(--ink); --pin-house: var(--sky); }
.hero__lede { font-size: clamp(1.05rem, 1.25vw, 1.22rem); line-height: 1.55; max-width: 44em; margin: clamp(16px, 2.4vh, 26px) 0 0; color: var(--ink); }
.hero__actions { display: flex; flex-wrap: wrap; width: fit-content; max-width: 100%; gap: 14px; margin-top: clamp(20px, 3.2vh, 34px); }
.hero__trust { display: inline-flex; align-items: center; min-height: 44px; gap: 12px; margin-top: clamp(16px, 2.6vh, 26px); color: var(--ink); text-decoration: none; font-family: var(--f-display); font-weight: 700; font-size: 1rem; padding: 6px 12px 6px 6px; background: rgba(255,255,255,.55); border-radius: var(--r); }
.hero__trust:hover { color: var(--ink); background: rgba(255,255,255,.85); }

.scene .sun-ring { fill: none; stroke: rgba(255,255,255,.7); stroke-width: 2; }
.scene .cloud path, .scene .birds path { fill: none; stroke: #fff; stroke-width: 2.2; stroke-linecap: round; stroke-linejoin: round; }
.scene .cloud .cloud-fill { fill: rgba(255,255,255,.18); }
.scene .birds path { stroke: var(--ink); stroke-width: 2; opacity: .6; }
.scene .far rect, .scene .far path, .scene .far circle { fill: #95C8DC; stroke: rgba(255,255,255,.7); stroke-width: 1.6; stroke-linejoin: round; }
.scene .far .fw { fill: none; stroke: rgba(255,255,255,.45); }
.scene .far .far-ground { stroke: none; fill: #95C8DC; }
.street .road { fill: #7AB3CA; }
.street .kerb { fill: none; stroke: #fff; stroke-width: 2; }
.street .dash { fill: none; stroke: rgba(255,255,255,.75); stroke-width: 3; stroke-dasharray: 26 22; }
.street .wall, .street .roof, .street .roof-flat, .street .door, .street .bay { fill: #A9D3E4; stroke: #fff; stroke-width: 2.2; stroke-linejoin: round; }
.street .roof { fill: #96C7DB; }
.street .chim, .street .party, .street .sill, .street .fan, .street .canopy, .street .post, .street .trunk { fill: none; stroke: #fff; stroke-width: 2.2; stroke-linecap: round; stroke-linejoin: round; }
.street .chim { fill: #96C7DB; }
.street .win { fill: #7DB6CD; stroke: #fff; stroke-width: 2; transition: fill .6s ease; }
.street .hs.is-lit .win, .street .hs:hover .win, .street .win.is-on { fill: var(--glow); }
.street .hs.is-lit .win { filter: drop-shadow(0 0 7px rgba(255,236,170,.95)); }
.street .hs.is-lit .door { fill: #F7E7B8; }
.street .canopy-c, .street .canopy { fill: #9FCFE1; stroke: #fff; stroke-width: 2.2; }
.street .lamp-head { fill: #fff; stroke: #fff; stroke-width: 1.5; stroke-linejoin: round; }
.street .lamp-glow { fill: var(--glow); opacity: .5; }
.street .car-body { fill: #fff; stroke: var(--ink); stroke-width: 2; stroke-linejoin: round; }
.street .car-win { fill: #A9D3E4; stroke: var(--ink); stroke-width: 1.6; }
.street .wheel { fill: var(--ink); stroke: #fff; stroke-width: 2.5; }
.route .route-seg, .route .route-spur { fill: none; stroke: var(--ink); stroke-width: 3.4; stroke-linecap: round; stroke-linejoin: round; }
.rpin-shape { fill: #fff; stroke: var(--ink); stroke-width: 2.4; stroke-linejoin: round; }
.rpin-dot { fill: var(--ink); }
.rpin-base { fill: none; stroke: var(--ink); stroke-width: 2; }
.rpin-label { font-family: var(--f-hand); font-weight: 600; font-size: 30px; fill: var(--ink); paint-order: stroke; stroke: rgba(255,255,255,.75); stroke-width: 6px; stroke-linejoin: round; }
.endpin-mark { color: var(--ink); --pin-house: #fff; }
.endpin-rings ellipse { fill: none; stroke: var(--ink); stroke-width: 2.2; }
/* before the route is drawn (JS present, motion allowed) */
.js:not(.motion-fail):not(.reduced) .hero .route-seg,
.js:not(.motion-fail):not(.reduced) .hero .route-spur { stroke-dasharray: 1 99999; stroke-dashoffset: 0; opacity: 0; }
.js:not(.motion-fail):not(.reduced) .hero .rpin,
.js:not(.motion-fail):not(.reduced) .hero .endpin { opacity: 0; }

/* ---------- statement ---------- */
.statement { position: relative; padding: var(--sec) 0 calc(var(--sec) + 20px); background: var(--paper); }
.statement__grid { display: grid; grid-template-columns: minmax(0, 7fr) minmax(0, 5fr); gap: clamp(40px, 6vw, 96px); align-items: center; }
.statement__line { font-size: clamp(1.9rem, 3.1vw, 3.2rem); line-height: 1.14; letter-spacing: -0.025em; font-weight: 800; }
.statement__line .w { color: var(--steel); }
.statement__body { font-size: 1.2rem; color: var(--slate); margin: 28px 0 0; }
.facts { display: flex; justify-content: space-between; gap: 20px; margin-top: 36px; border-top: 2px solid var(--mist); padding-top: 24px; }
.facts li { display: grid; gap: 2px; align-content: start; min-width: 0; }
.facts strong { font-family: var(--f-display); font-weight: 800; font-size: 1.8rem; line-height: 1.1; color: var(--steel-deep); }
.facts span { color: var(--slate); font-size: 1rem; }
.statement__media { width: min(100%, calc(var(--media-cap) * .9)); justify-self: end; }
.statement__media .frame__img { aspect-ratio: 1 / 1; }

/* ---------- situations ---------- */
.situations { position: relative; padding: clamp(60px, 7vh, 96px) 0; background: var(--mist); overflow: clip; }
.situations .sec-head { margin-bottom: clamp(24px, 3.4vh, 36px); }
.situations__route { position: absolute; inset: 0; width: 100%; height: 100%; color: #fff; pointer-events: none; }
.situations .wrap { position: relative; }
.cards { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: clamp(16px, 1.5vw, 22px); }
.card { position: relative; perspective: 900px; }
.card__link { position: relative; display: flex; flex-direction: column; height: 100%; background: #fff; border-radius: var(--r); text-decoration: none; color: var(--ink); overflow: hidden; box-shadow: 0 1px 0 rgba(38,44,48,.06); transition: box-shadow .5s var(--ease); transform-style: preserve-3d; }
.card__link:hover { box-shadow: 0 30px 60px rgba(38,44,48,.16); color: var(--ink); }
.card__img { aspect-ratio: 2 / 1; }
/* the hover zoom uses the scale property, so it never fights the slow drift GSAP writes to transform */
.card__img img { scale: 1.02; transition: scale 1s var(--ease); }
.card__link:hover .card__img img { scale: 1.09; }
.card__pin { position: absolute; top: 14px; right: 16px; z-index: 2; }
.card__pin .pin-ico { width: 34px; height: 46px; color: #fff; --pin-house: var(--ink); filter: drop-shadow(0 6px 10px rgba(38,44,48,.25)); transition: transform .5s var(--ease); }
.card__link:hover .card__pin .pin-ico { transform: translateY(-6px); }
.card__body { display: flex; flex-direction: column; gap: 8px; padding: 18px 22px 20px; flex: 1; }
.card__title { font-family: var(--f-display); font-weight: 800; font-size: 1.55rem; line-height: 1.1; }
.card__text { color: var(--slate); font-size: 1rem; line-height: 1.5; }
.card__more { margin-top: auto; padding-top: 6px; display: inline-flex; align-items: center; gap: 10px; font-family: var(--f-display); font-weight: 700; color: var(--steel-deep); }
.card__more svg { width: 20px; height: 12px; transition: transform .4s var(--ease); }
.card__link:hover .card__more svg { transform: translateX(6px); }
.card__sheen { position: absolute; inset: 0; pointer-events: none; background: radial-gradient(420px circle at var(--mx, 50%) var(--my, 0%), rgba(255,255,255,.35), transparent 45%); opacity: 0; transition: opacity .4s; z-index: 3; }
.card__link:hover .card__sheen { opacity: 1; }

/* ---------- finder ---------- */
.finder { position: relative; padding: var(--sec) 0; background: var(--paper); }
.finder__grid { display: grid; grid-template-columns: minmax(0, 6fr) minmax(0, 6fr); gap: clamp(32px, 5vw, 80px); align-items: center; }
.finder__panel .sec-lede { margin-top: 16px; }
.chips { border: 0; padding: 0; margin: 28px 0 0; display: flex; flex-wrap: wrap; gap: 10px; }
.chip { position: relative; cursor: pointer; }
.chip input { position: absolute; opacity: 0; inset: 0; cursor: pointer; }
.chip span { display: inline-flex; align-items: center; gap: 10px; min-height: 48px; padding: 10px 16px; border: 2px solid var(--ink); border-radius: var(--r-btn); font-family: var(--f-display); font-weight: 700; font-size: 1rem; background: #fff; transition: background .3s, color .3s; }
.chip span::before { content: ''; width: 16px; height: 16px; border: 2px solid currentColor; flex: none; transition: background .3s; }
.chip input:checked + span { background: var(--ink); color: #fff; }
.chip input:checked + span::before { background: var(--sky); border-color: var(--sky); box-shadow: inset 0 0 0 3px var(--ink); }
.chip input:focus-visible + span { outline: 3px solid var(--steel-deep); outline-offset: 3px; }
.chip:hover span { background: var(--mist); }
.chip:hover input:checked + span { background: #3a434a; }
.finder__answer { margin-top: 26px; min-height: 140px; }
.finder__headline { font-family: var(--f-display); font-weight: 800; font-size: 1.35rem; line-height: 1.25; margin: 0 0 10px; }
.finder__list li { position: relative; padding-left: 26px; margin-bottom: 8px; color: var(--slate); }
.finder__list li::before { content: ''; position: absolute; left: 0; top: .55em; width: 12px; height: 12px; background: var(--sky); border-radius: 50%; box-shadow: 0 0 0 3px #fff, 0 0 0 4.5px var(--ink); }
.finder__list a { font-weight: 600; }
.finder__cta { margin-top: 16px; }
.finder__map { position: relative; background: var(--mist); border-radius: var(--r); width: min(100%, calc(var(--media-cap) * 1.14)); justify-self: end; }
.finder__map svg { width: 100%; height: auto; }
.map-road { fill: none; stroke: #fff; stroke-width: 18; stroke-linecap: round; }
.map-route { fill: none; stroke: var(--ink); stroke-width: 4.5; stroke-linecap: round; stroke-linejoin: round; }
.map-trav { fill: var(--sky); stroke: var(--ink); stroke-width: 3; }
.map-start circle { fill: var(--ink); stroke: #fff; stroke-width: 4; }
.map-start text, .map-pin__label { font-family: var(--f-hand); font-weight: 600; font-size: 26px; fill: var(--ink); }
.map-pin__ring { fill: rgba(83,143,176,.18); stroke: var(--steel); stroke-width: 2; }
.map-pin__dot { fill: #fff; stroke: var(--steel); stroke-width: 3; transition: fill .3s, stroke .3s; }
.map-pin.is-on .map-pin__dot { fill: var(--ink); stroke: var(--ink); }
.map-pin.is-on .map-pin__ring { stroke: var(--ink); fill: rgba(135,192,215,.5); }
.map-pin__label { opacity: .7; transition: opacity .3s; }
.map-pin.is-on .map-pin__label { opacity: 1; }
.map-home ellipse { fill: none; stroke: var(--ink); stroke-width: 2.5; }
.map-home use { color: var(--ink); --pin-house: #fff; }

/* ---------- road (pinned) ---------- */
.road { position: relative; background: var(--sky); overflow: clip; }
.road__stage { position: relative; min-height: 100svh; padding: calc(var(--head-h) + 24px) 0 40px; display: flex; flex-direction: column; justify-content: center; }
.road__head { display: flex; align-items: end; justify-content: space-between; gap: 24px; }
.road__head .sec-title { flex: 1 1 auto; }
.road__count { margin: 0; font-family: var(--f-display); font-weight: 800; font-size: 1.4rem; white-space: nowrap; }
.road__count span { display: inline-block; min-width: 1ch; }
.road__svg-wrap { position: relative; height: clamp(150px, 24vh, 240px); margin: 18px 0 8px; }
.road__svg { position: absolute; inset: 0; width: 100%; height: 100%; overflow: visible; }
.road__ghost { fill: none; stroke: rgba(255,255,255,.75); stroke-width: 22; stroke-linecap: round; }
.road__dash { fill: none; stroke: var(--steel); stroke-width: 3; stroke-linecap: round; stroke-dasharray: 18 16; opacity: .8; }
.road__line { fill: none; stroke: var(--ink); stroke-width: 4.5; stroke-linecap: round; }
.road__car { position: absolute; left: 0; top: 0; width: 46px; height: 62px; margin: -62px 0 0 -23px; z-index: 2; }
.road__car .pin-ico { width: 46px; height: 62px; color: var(--ink); --pin-house: #fff; filter: drop-shadow(0 8px 10px rgba(38,44,48,.25)); }
.js:not(.reduced) .road__car { visibility: hidden; }
.road__stop { position: absolute; z-index: 3; width: 34px; height: 34px; margin: -17px 0 0 -17px; display: grid; place-items: center; background: #fff; border: 3px solid var(--ink); border-radius: 50%; font-family: var(--f-display); font-weight: 800; font-size: .95rem; color: var(--ink); transition: background .35s, color .35s; }
.road__stop.is-on { background: var(--ink); color: #fff; }
.steps { display: grid; grid-template-columns: repeat(6, minmax(0, 1fr)); gap: 16px; counter-reset: s; }
.step { background: #fff; border-radius: var(--r); padding: 20px 18px 22px; position: relative; transition: background .4s, transform .5s var(--ease), box-shadow .4s; }
.step__n { display: inline-grid; place-items: center; width: 40px; height: 40px; border: 2px solid var(--ink); font-family: var(--f-display); font-weight: 800; font-size: 1.1rem; margin-bottom: 14px; transition: background .4s, color .4s; }
.step h3 { font-size: 1.25rem; line-height: 1.15; margin-bottom: 8px; }
.step p { margin: 0; color: var(--slate); font-size: .98rem; line-height: 1.5; }
.road.is-live .step { background: rgba(255,255,255,.42); }
.road.is-live .step h3, .road.is-live .step p { opacity: .55; transition: opacity .4s; }
.road.is-live .step.is-on { background: #fff; transform: translateY(-8px); box-shadow: 0 20px 40px rgba(38,44,48,.12); }
.road.is-live .step.is-on h3, .road.is-live .step.is-on p { opacity: 1; }
.road.is-live .step.is-on .step__n, .road.is-live .step.is-done .step__n { background: var(--ink); color: #fff; }

/* ---------- borrow ---------- */
.borrow { position: relative; padding: var(--sec) 0; background: var(--paper); overflow: clip; }
.borrow__grid { display: grid; grid-template-columns: minmax(0, 6fr) minmax(0, 6fr); gap: clamp(32px, 5vw, 80px); align-items: center; }
.borrow__panel .sec-lede { margin: 16px 0 26px; }
.slider { margin-bottom: 22px; }
.slider label { display: flex; justify-content: space-between; gap: 16px; font-weight: 600; margin-bottom: 10px; }
.slider output { font-family: var(--f-display); font-weight: 800; font-size: 1.15rem; color: var(--ink); }
input[type=range] { -webkit-appearance: none; appearance: none; width: 100%; height: 44px; background: transparent; cursor: pointer; --p: 16%; }
input[type=range]::-webkit-slider-runnable-track { height: 6px; background: linear-gradient(90deg, var(--ink) var(--p), var(--mist) var(--p)); border-radius: 3px; }
input[type=range]::-moz-range-track { height: 6px; background: var(--mist); border-radius: 3px; }
input[type=range]::-moz-range-progress { height: 6px; background: var(--ink); border-radius: 3px; }
input[type=range]::-webkit-slider-thumb { -webkit-appearance: none; width: 28px; height: 28px; margin-top: -11px; background: var(--sky); border: 3px solid var(--ink); border-radius: 50%; transition: transform .2s; }
input[type=range]::-moz-range-thumb { width: 24px; height: 24px; background: var(--sky); border: 3px solid var(--ink); border-radius: 50%; }
input[type=range]:active::-webkit-slider-thumb { transform: scale(1.15); }
.borrow__result { font-family: var(--f-display); font-weight: 700; font-size: 1.35rem; margin: 8px 0 6px; }
.borrow__result strong { font-weight: 800; font-size: 2.1rem; color: var(--steel-deep); letter-spacing: -0.02em; }
.borrow__note { color: var(--slate); font-size: .98rem; margin-bottom: 22px; }
.borrow__art { position: relative; background: var(--mist); border-radius: var(--r); width: min(100%, calc(var(--media-cap) * 1.13)); justify-self: end; }
.borrow__art svg { width: 100%; height: auto; }
.borrow__art .ba-ground { stroke: var(--ink); stroke-width: 3; stroke-linecap: round; }
.borrow__art .ba-wall, .borrow__art .ba-door { fill: #fff; stroke: var(--ink); stroke-width: 3; stroke-linejoin: round; }
.borrow__art .ba-roof, .borrow__art .ba-chim { fill: none; stroke: var(--ink); stroke-width: 3; stroke-linejoin: round; stroke-linecap: round; }
.borrow__art .ba-win { fill: var(--mist); stroke: var(--ink); stroke-width: 3; transition: fill .4s; }
.borrow__art .ba-win.is-lit { fill: var(--sky); }
.borrow__art .ba-cloud path, .borrow__art .ba-tree path { fill: none; stroke: #fff; stroke-width: 3; stroke-linecap: round; }
.borrow__art .ba-tree circle { fill: #fff; stroke: var(--ink); stroke-width: 3; }
.borrow__art .ba-tree path { stroke: var(--ink); }
.borrow__art .ba-street path { fill: none; stroke: #fff; stroke-width: 3; stroke-linejoin: round; }
.borrow__art .ba-path { fill: none; stroke: var(--ink); stroke-width: 3; stroke-linecap: round; stroke-dasharray: 2 9; }
.borrow__art .ba-tag__card { fill: var(--sky); stroke: var(--ink); stroke-width: 3; stroke-linejoin: round; }
.borrow__art .ba-tag__string { fill: none; stroke: var(--ink); stroke-width: 2.5; stroke-linecap: round; }
.borrow__art .ba-tag__hole { fill: #fff; stroke: var(--ink); stroke-width: 2.5; }
.borrow__art .ba-tag__text { font-family: var(--f-hand); font-weight: 700; font-size: 38px; fill: var(--ink); }

/* ---------- andy ---------- */
.andy { position: relative; padding: var(--sec) 0; background: var(--mist); overflow: clip; }
.andy__grid { display: grid; grid-template-columns: minmax(0, 5fr) minmax(0, 7fr); gap: clamp(40px, 6vw, 100px); align-items: center; }
.andy__media { width: min(100%, calc(var(--media-cap) * .84)); }
.andy__media .frame__img { aspect-ratio: 27 / 32; }
.andy__text .sec-lede { margin: 18px 0 16px; color: var(--ink); }
.andy__text p { color: var(--slate); }
.andy__quote { margin: 26px 0; padding: 4px 0 4px 22px; border-left: 4px solid var(--sky); }
.andy__quote p { font-family: var(--f-display); font-weight: 700; font-size: 1.5rem; line-height: 1.25; color: var(--ink); margin: 0 0 6px; }
.andy__quote cite { font-style: normal; color: var(--slate); }
.andy__badges { display: flex; gap: 14px; }
.andy__badges img { width: 84px; height: 84px; object-fit: contain; }

/* ---------- reviews ---------- */
.reviews { position: relative; padding: var(--sec) 0; background: var(--paper) url('../img/map-grid.svg') 0 0 / 64px 64px; overflow: clip; }
.reviews__route { position: absolute; inset: 0; width: 100%; height: 100%; color: var(--sky); pointer-events: none; }
.reviews > .wrap, .reviews__viewport { position: relative; }
.reviews__head { display: flex; align-items: end; justify-content: space-between; gap: 24px; margin-bottom: 36px; }
.reviews__ctrl { display: flex; align-items: center; gap: 12px; }
.reviews__count { margin: 0 10px 0 0; font-family: var(--f-display); font-weight: 800; font-size: 1.15rem; }
.arrow { width: 54px; height: 54px; display: grid; place-items: center; border: 2px solid var(--ink); background: #fff; border-radius: var(--r-btn); cursor: pointer; transition: background .3s, color .3s; }
.arrow svg { width: 20px; height: 12px; }
.arrow:hover { background: var(--ink); color: #fff; }
.reviews__viewport { overflow: hidden; padding-inline: max(var(--gut), calc((100vw - var(--wrap)) / 2)); cursor: grab; touch-action: pan-y; }
.reviews__viewport:active { cursor: grabbing; }
.reviews__track { display: flex; gap: 24px; width: max-content; }
.review { width: clamp(320px, 30vw, 560px); flex: none; background: #fff; border-radius: var(--r); padding: 30px 30px 26px; display: flex; flex-direction: column; gap: 16px; border-top: 4px solid var(--sky); user-select: none; }
.review blockquote { margin: 0; }
.review blockquote p { margin: 0; font-size: 1.08rem; line-height: 1.6; color: var(--ink); }
.review__who { margin: auto 0 0; display: flex; align-items: baseline; gap: 10px; }
.review__who strong { font-family: var(--f-display); font-weight: 800; font-size: 1.2rem; }
.review__who span { color: var(--slate); font-size: .95rem; }
.reviews__foot { display: flex; align-items: center; gap: 32px; margin-top: 30px; }
.reviews__timer { flex: 1; height: 3px; background: var(--mist); position: relative; overflow: hidden; }
.reviews__timer span { position: absolute; inset: 0; background: var(--ink); transform: scaleX(0); transform-origin: left; }

/* ---------- cta ---------- */
.cta { position: relative; background: var(--ink) url('../img/map-grid.svg') 0 0 / 64px 64px; color: #fff; padding: var(--sec) 0 0; overflow: clip; }
.cta__in { text-align: center; padding-bottom: 40px; }
.cta__title { font-size: clamp(2.2rem, 4.4vw, 4rem); color: #fff; display: flow-root; text-wrap: balance; }
.cta__lede { font-size: 1.2rem; color: rgba(255,255,255,.86); margin: 18px auto 0; }
.cta__actions { display: flex; flex-wrap: wrap; justify-content: center; gap: 14px; margin-top: 30px; }
.strip { position: relative; height: clamp(140px, 17vw, 230px); overflow: hidden; }
.strip__track { display: flex; width: max-content; height: 100%; }
.strip__tile { height: 100%; width: auto; flex: none; }
.street--strip .wall, .street--strip .roof, .street--strip .roof-flat, .street--strip .door, .street--strip .bay, .street--strip .chim { fill: var(--ink); stroke: rgba(255,255,255,.75); stroke-width: 2; }
.street--strip .canopy { fill: var(--ink); stroke: rgba(255,255,255,.75); }
.street--strip .party, .street--strip .sill, .street--strip .fan, .street--strip .canopy-c, .street--strip .post, .street--strip .trunk, .street--strip .kerb { stroke: rgba(255,255,255,.75); }
.street--strip .win { fill: #323a40; stroke: rgba(255,255,255,.75); }
.street--strip .hs.is-lit .win { fill: var(--sky); filter: none; }
.street--strip .hs.is-lit .door { fill: var(--ink); }
.street--strip .lamp-glow { fill: var(--sky); opacity: .35; }

/* ---------- footer ---------- */
.site-foot { position: relative; background: #fff; color: var(--ink); padding-top: 70px; overflow: clip; }
.site-foot__route { position: absolute; top: 0; left: 0; width: 100%; height: 70px; color: var(--sky); }
.site-foot__grid { display: grid; grid-template-columns: minmax(0, 1.4fr) repeat(3, minmax(0, 1fr)); gap: 40px; padding-bottom: 44px; }
.site-foot__logo img { height: 92px; width: auto; }
.site-foot__brand p { margin: 18px 0; color: var(--slate); }
.site-foot__badges { display: flex; align-items: center; gap: 18px; }
.site-foot__badges img { height: 64px; width: auto; }
.site-foot__h { font-size: 1.15rem; margin: 10px 0 16px; }
.site-foot__col li { margin-bottom: 0; }
.site-foot__col a { color: var(--ink); text-decoration: none; display: inline-flex; align-items: center; min-height: 44px; }
.site-foot__col a:hover { color: var(--steel-deep); text-decoration: underline; }
.site-foot__social { display: flex; gap: 10px; margin: 14px 0 18px; }
.site-foot__social a { display: grid; place-items: center; width: 46px; height: 46px; border: 2px solid var(--ink); padding: 0; }
.site-foot__social a:hover { background: var(--ink); color: #fff; }
.site-foot__social svg { width: 20px; height: 20px; }
.site-foot address { font-style: normal; color: var(--slate); line-height: 1.55; }
.site-foot__legal { position: relative; padding-top: 34px; padding-bottom: 30px; }
.site-foot__legal-line { position: absolute; left: var(--gut); right: var(--gut); top: 0; width: calc(100% - var(--gut) * 2); height: 8px; color: var(--sky); }
.site-foot__legal-line path { stroke-dasharray: 14 10; animation: legalDash 2.4s linear infinite; }
@keyframes legalDash { to { stroke-dashoffset: -96; } }
.site-foot__warn { font-family: var(--f-display); font-weight: 800; font-size: 1.2rem; margin-bottom: 16px; }
.site-foot__small { columns: 2 380px; column-gap: 48px; }
.site-foot__small p { font-size: .875rem; color: var(--slate); line-height: 1.55; break-inside: avoid; }
.site-foot__strip { position: relative; background: var(--ink); color: rgba(255,255,255,.88); }
.site-foot__strip-in { display: flex; flex-wrap: wrap; align-items: center; gap: 12px 30px; padding-block: 20px; }
.site-foot__strip p { margin: 0; font-size: .95rem; }
.site-foot__strip ul { display: flex; flex-wrap: wrap; gap: 6px 22px; }
.site-foot__strip a { color: #fff; font-size: .95rem; display: inline-flex; align-items: center; min-height: 44px; }
.site-foot__credit { margin-left: auto !important; }
.site-foot__strip-line { position: absolute; left: 0; right: 0; top: 0; width: 100%; height: 8px; color: var(--sky); }

/* ---------- reduced motion / no-js ---------- */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation-duration: .01ms !important; transition-duration: .01ms !important; }
}

/* ---------- responsive ---------- */
@media (max-width: 1180px) {
  .nav, .site-head__cta { display: none; }
  .burger { display: block; }
}
@media (max-width: 1100px) {
  .cards { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .steps { grid-template-columns: repeat(3, minmax(0, 1fr)); }
  .site-foot__grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (max-width: 900px) {
  :root { --head-h: 84px; }
  .brand img { height: 68px; }
  .site-head.is-scrolled .site-head__bar { height: 72px; }
  .site-head.is-scrolled .brand img { height: 56px; }
  .sec-head, .statement__grid, .finder__grid, .borrow__grid, .andy__grid { grid-template-columns: minmax(0, 1fr); }
  .statement__media, .finder__map, .borrow__art { justify-self: start; }
  .andy__media { order: -1; }
}
@media (max-width: 700px) {
  body { font-size: 1.03rem; }
  .hero { height: auto; min-height: calc(100svh - var(--head-h)); display: flex; flex-direction: column; }
  .hero__copy { padding-top: 26px; padding-bottom: 12px; min-height: 572px; }
  .road__head { flex-wrap: wrap; gap: 6px; }
  .road__count { order: 2; width: 100%; font-size: 1.15rem; }
  .scene { order: 2; position: relative; inset: auto; width: 1120px; height: 630px; max-width: none; margin: -300px 0 0 calc(50% - 560px); flex: none; pointer-events: none; }
  .hero__title { font-size: clamp(2.3rem, 10.4vw, 3rem); }
  .hero__actions .btn { flex: 1 1 100%; }
  .scene .birds, .scene .c4 { display: none; }
  .cards { grid-template-columns: minmax(0, 1fr); }
  .facts { gap: 12px; }
  .facts li:last-child { flex-shrink: 0; }
  .facts strong { font-size: min(1.35rem, 5.1vw); }
  .road__stage { min-height: 0; }
  .steps { grid-template-columns: minmax(0, 1fr); gap: 10px; }
  .road.is-live .steps { position: relative; display: block; min-height: 180px; }
  .road.is-live .step { position: absolute; inset: 0 0 auto; opacity: 0; visibility: hidden; transform: none; }
  .road.is-live .step.is-on { opacity: 1; visibility: visible; transform: none; }
  .reviews__head { flex-wrap: wrap; }
  .site-foot__grid { grid-template-columns: minmax(0, 1fr); gap: 28px; }
  .site-foot__credit { margin-left: 0 !important; }
  .frame::before { inset: 10px -10px -10px 10px; }
}

/* footer ambient: the little route dashes keep moving */
.site-foot__h::after, .site-foot__warn::after { content: ''; display: block; width: 56px; height: 3px; margin-top: 10px; background: repeating-linear-gradient(90deg, var(--sky) 0 10px, transparent 10px 18px); background-size: 36px 3px; animation: dashmove 2.2s linear infinite; }
.site-foot__warn::after { width: 120px; }
@keyframes dashmove { to { background-position: 36px 0; } }
.site-foot__warn { background: linear-gradient(var(--mist), var(--mist)) no-repeat 0 100% / 0% 3px; }

/* ---------- situations: image-led cards (photo fills the card, words on a dark foot) ---------- */
.situations .card__link { display: block; height: clamp(270px, 32vh, 330px); color: #fff; background: var(--ink); }
.situations .card__link:hover { color: #fff; }
.situations .card__img { position: absolute; inset: 0; aspect-ratio: auto; }
.situations .card__body { position: absolute; left: 0; right: 0; bottom: 0; z-index: 2; gap: 6px; padding: 70px 24px 20px; background: linear-gradient(to top, rgba(38,44,48,.96) 0%, rgba(38,44,48,.86) 52%, rgba(38,44,48,0) 100%); transition: transform .6s var(--ease); }
.situations .card__link:hover .card__body { transform: translateY(-6px); }
.situations .card__title { color: #fff; font-size: 1.5rem; }
.situations .card__text { color: rgba(255,255,255,.88); font-size: .98rem; line-height: 1.45; }
.situations .card__more { color: var(--sky); padding-top: 4px; }
@media (max-width: 700px) {
  .situations .card__link { height: 330px; }
}

/* hero: bad credit is the main market, so its pin and label are larger */
.rpin--main .rpin-label { font-size: 42px; font-weight: 700; stroke-width: 8px; }
.rpin--main .rpin-shape { fill: var(--ink); stroke: var(--ink); }
.rpin--main .rpin-dot { fill: var(--sky); }

/* ---------- customer round, 2026-10-07 ---------- */
/* WhatsApp beside every call button */
.wa-ico { width: 20px; height: 20px; flex: none; }
.btn--wa .wa-ico { position: relative; }
.mmenu__phone .wa-ico { width: 22px; height: 22px; margin-right: 8px; }
.site-foot__col a .wa-ico { width: 20px; height: 20px; }
.site-foot__social .wa-ico { width: 21px; height: 21px; }

/* hero: the Trustpilot logo, larger */
.hero__trust { gap: 16px; padding: 10px 18px 10px 12px; background: rgba(255,255,255,.82); font-size: 1.05rem; }
.hero__trust img { width: 132px; height: auto; }
.hero__trust-text { display: grid; line-height: 1.25; font-weight: 600; }
.hero__trust-text strong { font-family: var(--f-display); font-weight: 800; font-size: 1.3rem; }
@media (max-width: 700px) {
  .hero__trust img { width: 108px; }
  .hero__trust-text strong { font-size: 1.15rem; }
}

/* situations: adverse credit (the main market) full width, then two, then three */
.situations .cards { grid-template-columns: repeat(6, minmax(0, 1fr)); }
.situations .card { grid-column: span 2; }
.situations .card:nth-child(2), .situations .card:nth-child(3) { grid-column: span 3; }
.situations .card--feature { grid-column: 1 / -1; }
.situations .card--feature .card__link { height: clamp(320px, 42vh, 420px); }
.situations .card--feature .card__body { left: 0; right: auto; top: 0; width: min(620px, 58%); padding: 40px 40px 34px; justify-content: flex-end; background: linear-gradient(90deg, rgba(38,44,48,.97) 0%, rgba(38,44,48,.9) 62%, rgba(38,44,48,0) 100%); }
.situations .card--feature .card__title { font-size: clamp(1.8rem, 2.6vw, 2.15rem); }
.situations .card--feature .card__text { font-size: 1.08rem; }
.card__ticks { display: flex; flex-wrap: wrap; gap: 8px 20px; margin-top: 6px; }
.card__ticks span { position: relative; padding-left: 26px; font-family: var(--f-display); font-weight: 700; color: #fff; }
.card__ticks span::before { content: ''; position: absolute; left: 0; top: .15em; width: 18px; height: 18px; background: var(--sky); clip-path: polygon(14% 52%, 0 66%, 38% 100%, 100% 20%, 86% 6%, 37% 70%); }
.situations .card--feature .card__pin .pin-ico { width: 46px; height: 62px; }
@media (max-width: 1100px) {
  .situations .card, .situations .card:nth-child(2), .situations .card:nth-child(3) { grid-column: span 3; }
  .situations .card--feature { grid-column: 1 / -1; }
}
@media (max-width: 700px) {
  .situations .cards { grid-template-columns: minmax(0, 1fr); }
  .situations .card, .situations .card:nth-child(2), .situations .card:nth-child(3), .situations .card--feature { grid-column: auto; }
  .situations .card--feature .card__link { height: 420px; }
  .situations .card--feature .card__body { top: auto; width: auto; right: 0; padding: 90px 22px 20px; background: linear-gradient(to top, rgba(38,44,48,.97) 0%, rgba(38,44,48,.88) 60%, rgba(38,44,48,0) 100%); }
}
.situations .card--feature .card__body { justify-content: center; }
.situations .card--feature .card__more { margin-top: 14px; }

/* live Trustpilot score under the reviews */
.tp-live { flex: 0 1 420px; min-height: 44px; display: flex; align-items: center; }
.tp-live .trustpilot-widget { width: 100%; }
.tp-live iframe { display: block; }

/* situation card photos drift at rest: give them room above and below so no strip shows */
.situations .card__img img { position: absolute; left: 0; top: -6%; width: 100%; height: 112%; }

/* the road's numbered stops number the steps, so the cards carry no second set of numbers */

/* a quote's byline (a paragraph, so the page's only <footer> is the site footer) */
.q-by { margin: 0; }

/* ---------- customer round, 2026-10-08 ---------- */
/* the pin in the headline: its circle is exactly the size of an "o" and sits on the x-height */
.pin-o__mark { top: .314em; width: .59em; height: .7965em; margin-left: -.281em; }

/* hero: a WhatsApp button beside the two, with a little more room between them */
.hero__actions { gap: 14px 22px; }
@media (max-width: 700px) {
  .hero__actions { gap: 10px; }
  .hero__actions .btn { flex: 1 1 100%; }
  /* the hero's own sky shows through the scene, so there is no seam above the street */
  .scene .sky { fill: transparent; }
}

/* WhatsApp buttons fill with WhatsApp green on hover */
.btn--wa::before { background: #25D366; }
.btn--wa:hover, .btn--wa:focus-visible { color: var(--ink); border-color: #25D366; }

/* hero: bad credit keeps its larger pin, in the same colours as the others */
.rpin--main .rpin-shape { fill: #fff; stroke: var(--ink); }
.rpin--main .rpin-dot { fill: var(--ink); }
/* phones get their own compact route, so every pin is in view */
.route--mob { display: none; }
@media (max-width: 700px) {
  .route--desk { display: none; }
  .route--mob { display: inline; }
  .route--mob .rpin-label { font-size: 27px; }
  .route--mob .rpin--main .rpin-label { font-size: 34px; }
}

/* situations: bad credit full width, then two rows of three, then protection full width */
.situations .card:nth-child(2), .situations .card:nth-child(3) { grid-column: span 2; }
.situations .card--protect .card__img img { object-position: 50% 42%; }
@media (max-width: 1100px) {
  .situations .card, .situations .card:nth-child(2), .situations .card:nth-child(3) { grid-column: span 3; }
  .situations .card--feature { grid-column: 1 / -1; }
}
@media (max-width: 700px) {
  .situations .card, .situations .card:nth-child(2), .situations .card:nth-child(3), .situations .card--feature { grid-column: auto; }
}

/* finder: the "something else" pin is a hollow ring */
.map-pin--other .map-pin__dot { fill: #fff; stroke: var(--ink); stroke-width: 3; }

/* menu: seven situations in four columns, then protection, as tall as the two rows beside it */
.drop { width: min(1200px, calc(100vw - 48px)); }
.drop__grid { grid-template-columns: repeat(4, minmax(0, 1fr)) minmax(0, 1.15fr); }
.drop__protect { grid-column: 5; grid-row: 1 / span 2; display: flex; }
.drop__card--protect { flex: 1; display: flex; flex-direction: column; justify-content: center; gap: 10px; height: auto; padding: 16px 16px 18px; text-align: center; }
.drop__card--protect .drop__title { order: 1; margin-top: 0; font-size: 1.2rem; }
.drop__card--protect .drop__img { order: 2; flex: none; width: 100%; aspect-ratio: 4 / 3; min-height: 0; }
.drop__card--protect .drop__sub { order: 3; margin-top: 0; }
/* "something else": a big question mark in the photos' blue duotone, titled like the other cards (customer, 2026-10-08) */
.drop__q svg { display: block; width: 100%; height: 100%; transition: transform .7s var(--ease); }
.drop__q rect { fill: #A9D2E3; }
.drop__q-grid { fill: none; stroke: #fff; stroke-opacity: .45; stroke-width: .8; }
.drop__q-ground { fill: #6F8E9C; }
.drop__q-road { fill: none; stroke: #A9D2E3; stroke-width: 6; stroke-linecap: round; stroke-dasharray: 10 7; }
.drop__q text { font-family: var(--f-display); font-weight: 800; font-size: 78px; fill: var(--ink); }
.drop__card--other:hover .drop__q svg { transform: scale(1.07); }
.nav__item--drop.is-open li:nth-child(7) .drop__card { animation-delay: .24s; }
.nav__item--drop.is-open li:nth-child(8) .drop__card { animation-delay: .28s; }
.nav__item--drop.is-open li:nth-child(9) .drop__card { animation-delay: .32s; }

/* first call to front door: on a phone the start of the road and the card stay inside the screen */
@media (max-width: 700px) {
  .road__svg-wrap { margin-inline: 30px; }
  .road.is-live .step { left: var(--gut); right: var(--gut); }
}

/* footer: complaints line under the contact details */
.site-foot__complain { margin: 14px 0 0; color: var(--slate); font-size: .95rem; line-height: 1.5; }
/* without the hero script (reduced motion, no JS) a phone shows the pin on the terrace it can see */
@media (max-width: 700px) {
  .reduced .endpin, .no-js .endpin, .motion-fail .endpin { transform: translate(930px, 536px); }
}
